Rates

Sample Table of Loan Rates and Terms
SAMPLE INSTALLMENT SCHEDULE SAMPLE LOAN TERMS: $300 loan amount, 30% periodic service fee, 10% principal reduction payments starting on payment 5
Payment Number Beginning Principal ($) Finance Charge ($) Payment Due ($) Ending Principal ($)
1 300 90 90 300
2 300 90 90 300
3 300 90 90 300
4 300 90 90 300
5 300 90 120 270
6 270 81 111 240
7 240 72 102 210
8 210 63 93 180
9 180 54 84 150
10 150 45 75 120
11 120 36 66 90
12 90 27 57 60
13 60 18 48 30
14 30 9 39 0


Term (Days) APR (%) Loan Amount and Service Fee at 30% periodic service fee ($)
    200 250 300 350 400 450 500 550 600 650 700 750 800 850 900 950 1,000
8 1368.75 60.00 75.00 90.00 105.00 120.00 135.00 150.00 165.00 180.00 195.00 210.00 225.00 240.00 255.00 270.00 285.00 300.00
15 730.00 60.00 75.00 90.00 105.00 120.00 135.00 150.00 165.00 180.00 195.00 210.00 225.00 240.00 255.00 270.00 285.00 300.00
30 730.00 120.00 150.00 180.00 210.00 240.00 270.00 300.00 330.00 360.00 390.00 420.00 450.00 480.00 510.00 540.00 570.00 600.00
60 547.50 180.00 225.00 270.00 315.00 360.00 405.00 450.00 495.00 540.00 585.00 630.00 675.00 720.00 765.00 810.00 855.00 900.00
90 486.67 240.00 300.00 360.00 420.00 480.00 540.00 600.00 660.00 720.00 780.00 840.00 900.00 960.00 1,020.00 1,080.00 1,140.00 1,200.00
120 456.25 300.00 375.00 450.00 525.00 600.00 675.00 750.00 825.00 900.00 975.00 1,050.00 1,125.00 1,200.00 1,275.00 1,350.00 1,425.00 1,500.00
150 430.70 354.00 442.50 531.00 619.50 708.00 796.50 885.00 973.50 1,062.00 1,150.50 1,239.00 1,327.50 1,416.00 1,504.50 1,593.00 1,681.50 1,770.00
180 407.58 402.00 502.50 603.00 703.50 804.00 904.50 1,005.00 1,105.50 1,206.00 1,306.50 1,407.00 1,507.50 1,608.00 1,708.50 1,809.00 1,909.50 2,010.00
210 385.86 444.00 555.00 666.00 777.00 888.00 999.00 1,110.00 1,221.00 1,332.00 1,443.00 1,554.00 1,665.00 1,776.00 1,887.00 1,998.00 2,109.00 2,220.00
240 365.00 480.00 600.00 720.00 840.00 960.00 1,080.00 1,200.00 1,320.00 1,440.00 1,560.00 1,680.00 1,800.00 1,920.00 2,040.00 2,160.00 2,280.00 2,400.00
270 344.72 510.00 637.50 765.00 892.50 1,020.00 1,147.50 1,275.00 1,402.50 1,530.00 1,657.50 1,785.00 1,912.50 2,040.00 2,167.50 2,295.00 2,422.50 2,550.00
300 324.85 534.00 667.50 801.00 934.50 1,068.00 1,201.50 1,335.00 1,468.50 1,602.00 1,735.50 1,869.00 2,002.50 2,136.00 2,269.50 2,403.00 2,536.50 2,670.00
330 305.27 552.00 690.00 828.00 966.00 1,104.00 1,242.00 1,380.00 1,518.00 1,656.00 1,794.00 1,932.00 2,070.00 2,208.00 2,346.00 2,484.00 2,622.00 2,760.00
360 285.92 564.00 705.00 846.00 987.00 1,128.00 1,269.00 1,410.00 1,551.00 1,692.00 1,833.00 1,974.00 2,115.00 2,256.00 2,397.00 2,538.00 2,679.00 2,820.00
365 285.00 570.00 712.50 855.00 997.50 1,140.00 1,282.50 1,425.00 1,567.50 1,710.00 1,852.50 1,995.00 2,137.50 2,280.00 2,422.50 2,565.00 2,707.50 2,850.00



Term (Days) APR (%) Loan Amount and Finance Charge at 27% periodic service fee ($)
    200 250 300 350 400 450 500 550 600 650 700 750 800 850 900 950 1,000
8 1231.88 54.00 67.50 81.00 94.50 108.00 121.50 135.00 148.50 162.00 175.50 189.00 202.50 216.00 229.50 243.00 256.50 270.00
15 657.00 54.00 67.50 81.00 94.50 108.00 121.50 135.00 148.50 162.00 175.50 189.00 202.50 216.00 229.50 243.00 256.50 270.00
30 657.00 108.00 135.00 162.00 189.00 216.00 243.00 270.00 297.00 324.00 351.00 378.00 405.00 432.00 459.00 486.00 513.00 540.00
60 492.75 162.00 202.50 243.00 283.50 324.00 364.50 405.00 445.50 486.00 526.50 567.00 607.50 648.00 688.50 729.00 769.50 810.00
90 438.00 216.00 270.00 324.00 378.00 432.00 486.00 540.00 594.00 648.00 702.00 756.00 810.00 864.00 918.00 972.00 1,026.00 1,080.00
120 410.63 270.00 337.50 405.00 472.50 540.00 607.50 675.00 742.50 810.00 877.50 945.00 1,012.50 1,080.00 1,147.50 1,215.00 1,282.50 1,350.00
150 387.63 318.60 398.25 477.90 557.55 637.20 716.85 796.50 876.15 955.80 1,035.45 1,115.10 1,194.75 1,274.40 1,354.05 1,433.70 1,513.35 1,593.00
180 366.83 361.80 452.25 542.70 633.15 723.60 814.05 904.50 994.95 1,085.40 1,175.85 1,266.30 1,356.75 1,447.20 1,537.65 1,628.10 1,718.55 1,809.00
210 347.27 399.60 499.50 599.40 699.30 799.20 899.10 999.00 1,098.90 1,198.80 1,298.70 1,398.60 1,498.50 1,598.40 1,698.30 1,798.20 1,898.10 1,998.00
240 328.50 432.00 540.00 648.00 756.00 864.00 972.00 1,080.00 1,188.00 1,296.00 1,404.00 1,512.00 1,620.00 1,728.00 1,836.00 1,944.00 2,052.00 2,160.00
270 310.25 459.00 573.75 688.50 803.25 918.00 1,032.75 1,147.50 1,262.25 1,377.00 1,491.75 1,606.50 1,721.25 1,836.00 1,950.75 2,065.50 2,180.25 2,295.00
300 292.37 480.60 600.75 720.90 841.05 961.20 1,081.35 1,201.50 1,321.65 1,441.80 1,561.95 1,682.10 1,802.25 1,922.40 2,042.55 2,162.70 2,282.85 2,403.00
330 274.75 496.80 621.00 745.20 869.40 993.60 1,117.80 1,242.00 1,366.20 1,490.40 1,614.60 1,738.80 1,863.00 1,987.20 2,111.40 2,235.60 2,359.80 2,484.00
360 257.33 507.60 634.50 761.40 888.30 1,015.20 1,142.10 1,269.00 1,395.90 1,522.80 1,649.70 1,776.60 1,903.50 2,030.40 2,157.30 2,284.20 2,411.10 2,538.00
365 256.50 513.00 641.25 769.50 897.75 1,026.00 1,154.25 1,282.50 1,410.75 1,539.00 1,667.25 1,795.50 1,923.75 2,052.00 2,180.25 2,308.50 2,436.75 2,565.00



Term (Days) APR (%) Loan Amount and Finance Charge at 23% periodic service fee ($)
    200 250 300 350 400 450 500 550 600 650 700 750 800 850 900 950 1,000
8 1049.38 46.00 57.50 69.00 80.50 92.00 103.50 115.00 126.50 138.00 149.50 161.00 172.50 184.00 195.50 207.00 218.50 230.00
15 559.67 46.00 57.50 69.00 80.50 92.00 103.50 115.00 126.50 138.00 149.50 161.00 172.50 184.00 195.50 207.00 218.50 230.00
30 559.67 92.00 115.00 138.00 161.00 184.00 207.00 230.00 253.00 276.00 299.00 322.00 345.00 368.00 391.00 414.00 437.00 460.00
60 419.75 138.00 172.50 207.00 241.50 276.00 310.50 345.00 379.50 414.00 448.50 483.00 517.50 552.00 586.50 621.00 655.50 690.00
90 373.11 184.00 230.00 276.00 322.00 368.00 414.00 460.00 506.00 552.00 598.00 644.00 690.00 736.00 782.00 828.00 874.00 920.00
120 349.79 230.00 287.50 345.00 402.50 460.00 517.50 575.00 632.50 690.00 747.50 805.00 862.50 920.00 977.50 1,035.00 1,092.50 1,150.00
150 330.20 271.40 339.25 407.10 474.95 542.80 610.65 678.50 746.35 814.20 882.05 949.90 1,017.75 1,085.60 1,153.45 1,221.30 1,289.15 1,357.00
180 312.48 308.20 385.25 462.30 539.35 616.40 693.45 770.50 847.55 924.60 1,001.65 1,078.70 1,155.75 1,232.80 1,309.85 1,386.90 1,463.95 1,541.00
210 295.82 340.40 425.50 510.60 595.70 680.80 765.90 851.00 936.10 1,021.20 1,106.30 1,191.40 1,276.50 1,361.60 1,446.70 1,531.80 1,616.90 1,702.00
240 279.83 368.00 460.00 552.00 644.00 736.00 828.00 920.00 1,012.00 1,104.00 1,196.00 1,288.00 1,380.00 1,472.00 1,564.00 1,656.00 1,748.00 1,840.00
270 264.29 391.00 488.75 586.50 684.25 782.00 879.75 977.50 1,075.25 1,173.00 1,270.75 1,368.50 1,466.25 1,564.00 1,661.75 1,759.50 1,857.25 1,955.00
300 249.05 409.40 511.75 614.10 716.45 818.80 921.15 1,023.50 1,125.85 1,228.20 1,330.55 1,432.90 1,535.25 1,637.60 1,739.95 1,842.30 1,944.65 2,047.00
330 234.04 423.20 529.00 634.80 740.60 846.40 952.20 1,058.00 1,163.80 1,269.60 1,375.40 1,481.20 1,587.00 1,692.80 1,798.60 1,904.40 2,010.20 2,116.00
360 219.20 432.40 540.50 648.60 756.70 864.80 972.90 1,081.00 1,189.10 1,297.20 1,405.30 1,513.40 1,621.50 1,729.60 1,837.70 1,945.80 2,053.90 2,162.00
365 218.50 437.00 546.25 655.50 764.75 874.00 983.25 1,092.50 1,201.75 1,311.00 1,420.25 1,529.50 1,638.75 1,748.00 1,857.25 1,966.50 2,075.75 2,185.00



Term (Days) APR (%) Loan Amount and Finance Charge at 20% periodic service fee ($)
    200 250 300 350 400 450 500 550 600 650 700 750 800 850 900 950 1,000
8 912.50 40.00 50.00 60.00 70.00 80.00 90.00 100.00 110.00 120.00 130.00 140.00 150.00 160.00 170.00 180.00 190.00 200.00
15 486.67 40.00 50.00 60.00 70.00 80.00 90.00 100.00 110.00 120.00 130.00 140.00 150.00 160.00 170.00 180.00 190.00 200.00
30 486.67 80.00 100.00 120.00 140.00 160.00 180.00 200.00 220.00 240.00 260.00 280.00 300.00 320.00 340.00 360.00 380.00 400.00
60 365.00 120.00 150.00 180.00 210.00 240.00 270.00 300.00 330.00 360.00 390.00 420.00 450.00 480.00 510.00 540.00 570.00 600.00
90 324.44 160.00 200.00 240.00 280.00 320.00 360.00 400.00 440.00 480.00 520.00 560.00 600.00 640.00 680.00 720.00 760.00 800.00
120 304.17 200.00 250.00 300.00 350.00 400.00 450.00 500.00 550.00 600.00 650.00 700.00 750.00 800.00 850.00 900.00 950.00 1,000.00
150 287.13 236.00 295.00 354.00 413.00 472.00 531.00 590.00 649.00 708.00 767.00 826.00 885.00 944.00 1,003.00 1,062.00 1,121.00 1,180.00
180 271.72 268.00 335.00 402.00 469.00 536.00 603.00 670.00 737.00 804.00 871.00 938.00 1,005.00 1,072.00 1,139.00 1,206.00 1,273.00 1,340.00
210 257.24 296.00 370.00 444.00 518.00 592.00 666.00 740.00 814.00 888.00 962.00 1,036.00 1,110.00 1,184.00 1,258.00 1,332.00 1,406.00 1,480.00
240 243.33 320.00 400.00 480.00 560.00 640.00 720.00 800.00 880.00 960.00 1,040.00 1,120.00 1,200.00 1,280.00 1,360.00 1,440.00 1,520.00 1,600.00
270 229.81 340.00 425.00 510.00 595.00 680.00 765.00 850.00 935.00 1,020.00 1,105.00 1,190.00 1,275.00 1,360.00 1,445.00 1,530.00 1,615.00 1,700.00
300 216.57 356.00 445.00 534.00 623.00 712.00 801.00 890.00 979.00 1,068.00 1,157.00 1,246.00 1,335.00 1,424.00 1,513.00 1,602.00 1,691.00 1,780.00
330 203.52 368.00 460.00 552.00 644.00 736.00 828.00 920.00 1,012.00 1,104.00 1,196.00 1,288.00 1,380.00 1,472.00 1,564.00 1,656.00 1,748.00 1,840.00
360 190.61 376.00 470.00 564.00 658.00 752.00 846.00 940.00 1,034.00 1,128.00 1,222.00 1,316.00 1,410.00 1,504.00 1,598.00 1,692.00 1,786.00 1,880.00
365 190.00 380.00 475.00 570.00 665.00 760.00 855.00 950.00 1,045.00 1,140.00 1,235.00 1,330.00 1,425.00 1,520.00 1,615.00 1,710.00 1,805.00 1,900.00

* Most short-term loans require repayment within 14 days or on your next pay date. Loan extensions, also called "renewals" or "rollovers" often entail payment of the Finance Cost as a minimum payment and will incur an additional Finance Cost in exchange for another loan term.

** APR is the cost of borrowing money for an entire calendar year. Short-term loans are never intended to be used for this period of time; and we encourage other loan products to meet your financial needs.

*** Simple interest is calculated only on the current principal amount of the loan and is not compounded over multiple time periods.

**** A Short-Term Consumer Loan is designed to help consumer borrowers meet their short-term financial emergencies and is not intended to meet their long-term financial needs.