These Terms were last revised on July, 2024.
Please read this notice carefully. This notice provides important information about the way we collect, share, and protect your information. This privacy policy applies to anyone who visits our websites, applies for or uses our products and services, and to current and former customers.
Goodloansfast.com is serious about protecting your privacy and the information that you provide through our website (the “Website”). This Privacy Policy explains our views and practices concerning privacy, and how they may pertain to you as a user of our system.
“You” or “Your” means you as a participant in or as a user of the program. “We” or “Our” or “Us” means goodloansfast.com. “Our Website” also means goodloansfast.com.
All information transmitted, printed or otherwise submitted to goodloansfast.com via this Website shall remain your property; however we shall be free to use such information for any lawful purpose as explained in this Privacy Policy.
Information We Collect
We may receive and store certain types of information whenever you interact with our website, and when you communicate with us over email, telephone, fax, mail and Live Chat. Our primary goal in collecting Your Information is to provide you with our own products and services.
We collect and/or track the following:
- Information you provide to us when you communicate with us via this website, telephone conversations, email, fax, website Live Chat, and US mail;
- Information obtained from site analytics plug-ins (i.e. Google Analytics) as well as web page http headers (ex. IP address, type of client computer, type of web browser and ISP), and from website cookies at both user specific and aggregate levels;
- Information we receive from third parties, such as consumer reporting agencies and other lenders, regarding your credit worthiness and credit history, and to verify your identity;
- Information we obtain to verify representations made by you, such as your employment history, bank account, or income.
How We Use Your Information
We use your information to:
- Provide you with products and services you request
- Enhance your experience at our website
- Process payments and update account records
- Comply with all reporting and other legal requirements
- Conduct statistical analyses
- Offer you additional products or services, from us or from others, that we believe may be of interest to you
Information Sharing
We may share your information with other companies with whom we do business with as permitted by law and described in this Privacy Policy. These companies may be financial service providers, collection agencies, consumer reporting agencies, non-financial companies, marketing companies, lead generators, advertisers on our website, companies or individuals that do industry-related research, surveys or polls, other businesses, such as non-profit organizations, trade associations, and industry analysts, or contractors.
We also may release your information if it becomes necessary for compliance with the law or if we are ordered to do so by a law enforcement agency.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS INCLUDING LOAN INQUIRIES, BALANCE, PAYMENT DETAILS, LOAN REPAYMENT, OR BAD DEBT CHARGE-OFFS.
How We Protect Your Information
We restrict access to Your Information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect your information.
Our Right to Contact You
By using our website and/or applying for our products and services, you agree to let us contact you regarding your loan application, account status, missed payments, and offers for additional services. You may choose to opt-out of receiving our marketing offers by following the opt-out link in an email message, or by contacting us by telephone at (888)522-2848 or email at customerservice@goodloansfast.com. However you may not opt-out of receiving transactional communications that are required to assist you with your account and conduct business while you are a current customer.
Short Message Service (SMS) Communication
We value your privacy and are committed to protecting your personal information. This section of our Privacy Policy specifically addresses our practices concerning SMS communication.
Collection of Information
When you opt-in to receive SMS communications from us, we collect certain information, including your phone number and any other information you provide through the SMS service. This information is used solely for the purpose of delivering the requested SMS messages to you.
Use of Information
The information we collect from you will be used to send you SMS messages that you have requested. These messages may include updates, account notifications, collections, promotional type messages, and other relevant information about our products and services.
Message and data rates my apply. Message Frequency will vary.
Third-Party Sharing
We do not share your text messaging originator opt-in data and consent details with any third parties, except when explicitly authorized by you. This means that:
- Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.
Opt-Out
You can opt-out of receiving SMS messages from us at any time by following the instructions provided in the SMS messages you receive or by contacting us directly.
Security
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. This includes internal reviews of our data collection, storage, and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
Contact Us
If you have any questions or concerns about our SMS communication practices or this Privacy Policy, please contact us at:
(888) 522-2848 or customerservice@goodloansfast.com
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website. You are advised to review this Privacy Policy periodically for any changes.
Gramm-Leach-Bliley Act
For purposes of compliance with the Gramm-Leach-Bliley Financial Modernization Act of 1999, 15 U.S.C. 6802 (the “GLB Act”), this Privacy Policy shall serve as both your initial customer relationship and annual “Privacy Notice” as defined under the GLB Act.